Our consultants are recognized industry leaders who can create unparalleled value for a client’s organization. Working with hundreds of clients, our consultants have developed broad, as well as specialized, product, insurance and industry expertise. This in-depth knowledge allows us to provide superior consulting advice and create innovative programs to meet each client’s specific needs with the most beneficial financial arrangement.
Our employees are experienced professionals who offer unparalleled value for your firm.
Dino Costabile, partner, senior benefits consultant
Dino graduated from the University of Waterloo in 1991 with an Actuarial Science degree. In 2006, he joined the Bencomfsgi team as a Principal and in 2011 became a Partner.
With over 20 years of experience in the employee benefits and pension industry along with his background experience in Actuarial Science building forecasting models for a major property and casualty insurance carrier, has provided Dino with unique insight as to how claims data affects premiums. Dino’s technical knowledge combined with his extensive sales experience enables him to excel at rate negotiations, creative cost containment and management of partnerships between client and carrier.
Dino works with his clients to gather a strong understanding of their business as well as their unique needs and goals in order to deliver a custom-tailored solution that fits the needs of the client and their employees.
519.579.4730 X 3341 | Dino@bencomfsgi.com
John Fairles, senior benefits consultant
With 30+ year’s experience working in the group benefits and pension business, John has a deep understanding of plan design, risk management, funding model analysis and a strong focus on service and relationships.
John is committed to providing expert advice on marketplace trends and legislative changes that could affect his clients’ employee benefits plan. Prior to joining Bencom in 2014, John founded and managed Fairles Benefit Services for 23 years.
519.579.4730 X 3339 | John@bencomfsgi.com
Clinton Rayfield, certified financial planner, life insurance and estate planning specialist
Clinton’s career in the financial planning industry began in 2007. After graduating from Humber College with a Bachelor of Arts, e-Business, Clinton gained experience working with two large financial institutes before joining the Bencom team in 2009.
Whether you are trying to grow your business, retain good employees, protect your business for the long-term, or for the overall financial well-being of your family, Clinton and his team will work with you to understand your financial circumstances and provide guidance on how to reach short-term and long-term financial objectives by analyzing relevant information and presenting a realistic plan of action that fits your financial situation and goals.
519.579.4730 x 3306 | Clinton@bencomfsgi.com
Kris Kewin, employee benefits consultant
Kris started in the benefits industry in May, 2011 after graduating from the University of Western Ontario with a Business Management degree. He went on to gain valuable experience as an Account Manager for two large insurance carriers before joining the Bencom FSGI team in 2016. He earned a Group Benefits Associate designation in 2014 and is committed to continuing education through industry seminars.
Kris works with his Clients to gather an in-depth understanding of their unique needs and goals in order to deliver a custom-tailored solution that works for all stakeholders in the Client's organization.
519.579.4730 x 3342 | Kris@bencomfsgi.com